"You can't sow wild oat and then pray for a crop failure. You can't climb a mountain if you only practise on mole hills." (Ancient proverbs)
Welcome!
My name is George
Collins.
At the time of writing my wife, Marie, and I are 59 years old, and I
am pleased to say we have no worrying debts. Furthermore, all our bills are paid on
or before the due date, and all our other financial needs are met every
month. Now of course by the word 'debt' I do not include house mortgages, utility bills, or monthly cable TV demands; these are unavoidable debts that cannot be nullified. No, on this website I am talking about out-of-control debt; that's what my wife and I have eradicated from our lives.
Of course, you might be thinking we've got a huge mountain of savings in the bank to enable us to live free of debt, but this
is not so. The mountain is more like a sand pie made with my grandsons' spade and bucket, a sand pie that is constantly being eroded by winds of unexpected expenses and
waves of weekly demands. Having said that, however, let me repeat what I said above: we always have enough money every month to pay our way because we use a 6-Step programme, a plan of action that never fails us. There is nothing magical about it. Marie and I still have to work to make a living, and like you, perhaps, dream of someday winning the Lotto.
Speaking of Lotto, my dream to win the jackpot used to be obsessive at one time when I had debts that would have rivalled those in a sub-Sahara African country. There was a time many moons
ago when my wife and I had so many credit cards we could have tiled our
bathroom with them. Name a credit card and we probably had it, and that
includes cards for department stores. Worse, every card was spent up to the
max so often we ended up borrowing from one to pay another. It was the same with our
cheque book. I always made a good fist of balancing it each month but it
never worked out right; the monthly statement was always top heavy in favour
of the bank for some reason. Of course I never took into account fees and charges, and other bits and bobs and odds and sods, and no I am not
referring to the banks and their enormous profits when I say 'sods,' but I
would really like to. Ultimately, I fell for the
temptation to clear all our debts by taking out a large loan, which was the
biggest mistake of my life, for it meant taking out a second mortgage over
fifteen years. Handing over all that interest felt like giving monthly compassion
donations to the Inland Revenue. To tell you the truth I was too scared to
work out how much that loan really cost, but I do know this much: the
amount was far greater than if I had just kept the credit
cards and paid them off. The irony was that by the third year of the
loan our credit cards were maxed to the hilt again.
Let me say here and now that if you are
tempted to take out a large loan to clear your existing debt I would
seriously think twice. The deal may sound very tempting but you would be
storing up a great deal of heartache for yourself in years to come. So be warned there are numerous advertisements in the media from finance companies, some of them very respectable, to urge you to consolidate your debts by taking out a huge loan. Please, learn from me and DO NOT DO IT! The answer came in a 6-step
programme, a plan of action that worked so well for us we finally
took great delight in taking a pair of scissors to our credit cards; in fact we weren't happy just to cut them in two. No, we snipped them into pieces smaller than confetti and celebrated by throwing them to the winds. Did we stop there? No
way! I took the cheque book, opened the door to our pot-bellied stove, and threw it inside. The result of all that paper barbarism was that it left us with only one option to pay our way: we
had to pay cash. And that is what we do to this very day, some twenty five
years later. The only card we have now is an EFTPOS card, and the charges are
minimal because we use only one or two transactions per month. Bills are paid at the post office using the bar code system. If we need to pay by cheque for some reason, we use a building society cheque, which costs us five bucks. This programme will give you the answer to freedom from debt and all
your needs met, but only if you truly want to be free, and if you follow the plan to the letter. Let me tell
you what it is NOT about. It is not about living in a cave like a
hermit and eating dandelion roots in order to save money; and it is not about
selling your house to go and live in said cave; and it is not about positive
thinking, visualisation, or a magic formula that promises you success on the
stock market. Also, I am not going to try to con you, and I am not about to
drag you through reams of information only to try to sell you a book or a CD.
I only want your determination to hold back on your scepticism until you complete
the 6-Step plan of action. I absolutely guarantee that if you make a quality decision to get out of debt, and you follow this programme to the letter, you will find the answer to gaining total
success. The key words in that last sentence are 'quality decision,' for without absolutely deciding to get out of debt you will only be hoping to do so. It's like somebody saying they would love to be able to play the piano yet they do not want to put in the hours of work practicing scales. I have to repeat myself
because I know what I am saying sounds too good to be true. And here I will
have to shout: IF YOU MAKE A QUALITY DECISION TO GET OUT OF DEBT THEN I GUARANTEE YOU WILL FIND THE ANSWER TO DO SO ON THIS WEBSITE. THERE ARE NO CATCHES
WHATSOEVER; THE PROGRAMME IS TOTALLY FREE OF CHARGE AND WITHOUT CONDITIONS
AND OBLIGATIONS. I WANT TO HELP YOU. AND YES I CAN HEAR YOU SAYING THERE MUST
BE A CATCH BUT BELIEVE ME THIS IS NOT SO. So, if you're ready, click here for
Step 1 to freedom from debt. |
